Ryan Sims insights, analysis and thoughts

  • Peter, Paul and Mark

    When I was a little boy, and growing up in a rural farming town, I often heard some of the locals say that they were going to ” borrow from Peter to pay Paul”. Some of the farmers around were even more vicious, and they were going to ” rob Peter to pay Paul”. I…

  • FIRE!!!!

    The Canadian jobs report is out, and it is fire!!! Canada added 90,000 jobs in April – far exceeding the estimates. All in all it was a decent report with a majority of the jobs being in the private sector for a change, although the part time number was a little high, but all in…

  • The Other F Word

    I have 2 favourite F words…..One I drop quite a bit, and the other is fraud. Fraud has been our industry’s ( and Canada’s ) largest problem for a long time. We have all sat around and groaned and moaned about it. We, at least the good brokers, have all asked regulators to step in…

  • Are You Sure There, Bud?

    Quite often the confidence we see from people is astounding. As the saying goes ” The problem with the world is that the experts doubt themselves, while the stupid ones are full of confidence”. Time and time again, I see a lot of assumptions made that turn out to be wrong. Just this week I…

  • Southern Data Sends Yields South

    The US employment report was just released, and hiring is slowing down in the US. Total new jobs created came in at 175,000, much lower than the expected number of 240,000. The unemployment rate held at 3.8%. Coming off Jerome Powell’s conference yesterday where he confirmed that the US Fed’s next move WON’T be a…

  • What’s The Plan Stan?

    As we all know by now, the government of Canada promised to build millions and millions of homes in the 2024 budget. Millions and millions and millions of homes they say. Of course, it was a politicians promise, so let’s see if it actually happens. They didn’t provide us with any details, or particulars, or…

  • Make it Make Sense

    Yesterday saw the release of US GDP for Q1, and it came in well below expectations. Even though GDP came in at 1.6% growth – well below the expectations for 2.6% , bonds yields surged. It may seem odd that after GDP missing expectations to the downside we see bond yields shoot up, right? I…

  • Can Tax Kill you?

    With the rollout of the higher capital gains tax coming coast to coast, I have witnessed a backlash like none I have really ever seen. Normally when we see a policy change, tax change, etc. the verdict is pretty split down the middle with about half of the population in support, and half not loving…

  • Fear and Greed

    There is really only 2 things that drive markets – any type of market, and that is fear and greed. The great Warren Buffett also has a saying about these 2 items – be fearful when others are greedy, and be greedy when others are fearful. Real estate has certainly seen its fair dose of…

  • Capital, with a Capital C

    Way back when we were in grade school the word capital came up a lot. In English class we were taught to make the first letter of a sentence a capital. In Geography we were taught the capital cities of Provinces and States. However, school certainly fell down in teaching all of us about just…

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