Category: Uncategorized
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Fri Yay
Tomorrow is probably the most important day – central bank wise at least for the remainder of 2025. Tomorrow morning we will get some employment reports out of Canada and the US that will likely help determine where overnight rates go at the next meeting for the BOC and The Fed. I bet we see…
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Feeling the Vibe
It seems that every day I learn something new. This past week I learned that the economy doesn’t actually suck, it is just that Canadians got the Vibe wrong. I am not exactly shocked at this, since the current party seems to have a different take on finance, but to tell Canadians that they just…
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Twinkle Twinkle Little Star
Do you know what tariffs are? I have never had so many conversations about tariffs in my life. All. Damn. Day. Tariff here, tariff there. It seems that Canadians are all clutching their pearls at the latest tariff announcement from DJT. We all knew this would happen, we all saw the campaign, we all lived…
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Piling On
The Canadian economy hasn’t really had much to cheer about lately, and it has left a lot of people wondering: Can It possibly get any worse? Well, about an hour ago, DJT confirmed that it can indeed get worse. About 60 minutes ago Trump announced that one of his first executive orders will be to…
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Round Up
Lots going on in the mortgage finance world this week. Let’s take a brief look at some things that fall off the beaten path. How Stressful: Today was supposed to be the day that OFSI removed the stress test from switches at maturity. Of course, in true government department fashion, no clear rules have been…
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How Odd??
It seems the older I get the more odd things become. Today was a day that saw Ukraine launch US weapons over into Russia that amped up the geo political risk. Normally on a day like this we would see the US Dollar rocket ( no pun intended ) higher. But, alas, we saw the…
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From The Windows To The Walls, Till the ……..
Well, today was the day. Was it just a random Thursday? Sure. But, something very big happened today. Something that most people are not even aware of – and No, I am not talking about Taylor Swift performing in Toronto. Today was a big day for Canada. Today was the day that the Canadian dollar…
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How the Turntables….
As Michael Scott said in the show The Office ” Well, well, how the turntables…….have turned”. For the last 6 months I have watched people hammer away at the BLS and the US employment reports and the revisions. I have watched as people claim that interest rates should be lower than they are based on…
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Wrong Way Charlie
It seems these days that everything is going the wrong way. Bond yields up, currency down, and a whole host of other things that are working against us. After last weeks bout of volatility surrounding the US election, we all hoped that things might settle down. Were we ever wrong. What started last week continues…
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CC
After the week that was, I think we can all agree that a drink would be in order. For all you know, I am enjoying some CC while I type this. Somehow we all got through the week, but not without a little volatility. Let’s break down where we go from here. Now, I will…
Ryan Sims insights, thoughts, and analysis 