Ryan Sims insights, thoughts, and analysis

Tag: canada

  • Muddy Waters

    Just when you think that interest rate policy decisions were going to become easier – they got muddy – and fast. With the bombing of Iran’s nuclear assets in the last 24 hours, a whole host of things are about to change. While probably near the bottom of the list for many folks, it will…

  • Cart Before The Horse

    Today is likely to be the day that we all look back on. Today we saw the announcement of tariffs from the US to the rest of the world. In what was quite possibly the most haphazard, mismanaged, misunderstood presentation in a long time, we finally know who will have what tariffs. I am pretty…

  • Details Matter

    There have been a lot of numbers come out over the last few days, and while I see a lot of people celebrating, I think a lot of the celebrations are a bit mis placed. Let’s look at some great examples:

  • Let It Snow, Let It Snow, Let It Snow

    A few years ago, I made the decision to move away from the North, and relocate to the South. After all, who really likes the snow and cold? But, I may have underestimated the power of snow. Snow it seems, whether walked in or skied on, seems to have a wonderful power to remove shitty…

  • Feelings, Vibes, and Concepts

    Fewer letters can spark fear in the average Canadian’s heart than the letters C R A. Of course we all know it stands for the Canada Revenue Agency. The CRA is probably the most feared government agency of all time. As someone who has dealt for a very long time with both the CRA and…

  • Piling On

    The Canadian economy hasn’t really had much to cheer about lately, and it has left a lot of people wondering: Can It possibly get any worse? Well, about an hour ago, DJT confirmed that it can indeed get worse. About 60 minutes ago Trump announced that one of his first executive orders will be to…

  • Spare A Dollar?

    As I give out the Halloween candy this evening, I can’t help that think that Halloween and the Canadian housing market have a lot in common. Giving away extended ams and insured refinances probably won’t get the kiddos too pumped, but the average homeowner loves it. Of course, we are giving away things that we…

  • Time

    There is one thing and one thing only that is truly the great equalizer – TIME. No matter if you are rich or poor, black or white, Christian or Muslim – it makes no difference as we all have 24 hours in a day. Elon Musk runs Tesla, Space X, Starlink and The Boring Company…

  • Bounce, Bucks, and Bullshit

    Today was the day we all finally saw once and for all. Today is the day that we all should have realized what exactly is going on. Today is the day that we now know why housing is sooo screwed up in Canada. After today, we need the largest box of Bounce dryer sheets you…

  • What’s The Plan Stan?

    As we all know by now, the government of Canada promised to build millions and millions of homes in the 2024 budget. Millions and millions and millions of homes they say. Of course, it was a politicians promise, so let’s see if it actually happens. They didn’t provide us with any details, or particulars, or…