Ryan Sims insights, thoughts, and analysis

Tag: finance

  • W.T.F.

    As we learned this week, WTF may not stand for what you think it stands for. The leader of the official opposition gave us an alternative meaning to WTF. Where’s. The. Funds. I am sure this will become part of some vernacular throughout Canada for a while, but it leaves me to wonder if there…

  • Gradually, Then Suddenly.

    Ernest Hemingway had a famous quote: How did you go bankrupt? Two ways: Gradually, then suddenly. If that doesn’t describe real estate right now, then nothing will. Deep down we all knew something was wrong. You could feel it in your bones. You couldn’t exactly place your finger on it, but you just knew something wasn’t right. Of course, there are people…

  • Here a Job, There a Job, Everywhere a Job Job

    The US Employment report came out this morning, and traders are still trying to extinguish the flames from the rocket. While expectations had been somewhat muted, the employment report showed a 353,000 increase in employment – far exceeding expectations. Once we see the breakdowns, revisions, etc. we will have more clarity as to how truly good…

  • Sustainability

    When I was growing up in rural Ontario, I always heard the local farmers talk about sustainability. They were talking about the simple things like treating your farm well, using as little pesticides as possible, and ensuring that the next generation of farmers had great land that they could use to feed an ever growing world…

  • Konnichiwa

    On Feb 02 of 1990 The Japanese Nikkei stock market hit an all time high of 35,049. Why would anyone in the mortgage world care?  Japan in the 1980’s was on fire. Stocks were on fire, real estate was on fire, and Japan was taking over the world. A lot of the top 10 businesses in the world…

  • It Was The Best Of Times, It Was The Worst Of Times

    Charles Dickens wrote that line in the book A Tale of Two Cities. I am sure at the time, he had no intention of the saying being used to describe the Canadian economy, but here we are.  As we head into 2024, a lot of people have been reaching out and asking me what I think…