Tag: housing
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Love It Or List It
From 2008 until 2023 there was a show on HGTV called love it or list it. We all probably watched it at some point. Coincidentally, it went off the air about the same time that Canada’s real estate market was starting its long, slow grind down. It did come back on the air this year,…
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Levers, Knobs, and Switches
Over the past decade or so, specifically in the last 5 years, our industry has seen some pretty good times. Never in any of our career days did we have a mortgage broker come into a classroom that said they make as much – if not more than a general surgeon, and do it while…
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Time
There is one thing and one thing only that is truly the great equalizer – TIME. No matter if you are rich or poor, black or white, Christian or Muslim – it makes no difference as we all have 24 hours in a day. Elon Musk runs Tesla, Space X, Starlink and The Boring Company…
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Bounce, Bucks, and Bullshit
Today was the day we all finally saw once and for all. Today is the day that we all should have realized what exactly is going on. Today is the day that we now know why housing is sooo screwed up in Canada. After today, we need the largest box of Bounce dryer sheets you…
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Forget The Flowers
In todays day and age of social media, it is very easy to get caught up in things. We see all of the moments in peoples lives that they want us to see. Fancy trips, big announcements, and all the ‘ things’. How many times have you witnessed people post a hundred pictures of the…
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What’s The Plan Stan?
As we all know by now, the government of Canada promised to build millions and millions of homes in the 2024 budget. Millions and millions and millions of homes they say. Of course, it was a politicians promise, so let’s see if it actually happens. They didn’t provide us with any details, or particulars, or…
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If It Ain’t Broke
Where I grew up, it was common to hear someone remark ” If it ain’t broke – don’t fix it”. Great point, but I often wondered all of these years – what if it is broke? No one ever seemed to have an answer for that. No matter what your profession, your beliefs, you political…
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A Different Lens
This morning around 11:00 am my phone just started blowing up. And it didn’t stop. What the hell could be so important I wondered? Was Publishers CLearing House trying to get a hold of me to let me know I won 100 Million dollars? Sadly, that was not the case. Of course as most of…
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Risky Business
There are few occasions in history where a government getting involved helped. There are countless examples of times where the government getting involved completely fucked things up. It seems that government of today cannot help themselves. One of the least covered stories in the mortgage world seems to be the Canadian Housing Trust, and the…
Ryan Sims insights, thoughts, and analysis 