Ryan Sims insights, thoughts, and analysis

Tag: inflation

  • Listening

    Growing up it was common for the old timers in our small town to tell the youth of the day ” God gave you 2 ears and one mouth, so you should listen twice as much as you talk “. From time to time with my own kids, I would quite often say “you need…

  • Fear, Hype, and Bullshit

    As we are now through the first 6 months of 2025, I think it is a great time to take a bit of a look back on the last 180 days, and see where we go from here. Tensions were high coming into the year with Canadian Parliament being shut down, DJT preparing for his…

  • Let Them Eat Cake

    As we sit on the eve of tomorrows rate cut announcement from Uncle Tiff at the BOC, we have a lot to look at. The announcement, for what it is worth will likely be a hold, but there is just so much more going on in the financial world to look at. Uncle Tiff is…

  • The Problem with Smart People

    Well, this morning we saw the inflation report released for Canada, and oh boy was it a doozie. Back in late December of 2024, I put out my year end predictions for 2025, and one of the main things I saw was inflation re igniting. Of course, all the ‘smart people’ took it as an…

  • Uno reverse

    In the world of finance, there is almost nothing more complicated than how banking actually works. From a very cursory view it is as simple as “borrow short, lend long”, meaning a bank takes money in on a deposit – say a bank account at almost 0% interest, and turns around and lends it out…

  • Over Inflated?

    Here we sit just 6 weeks into 2025, and I think we can safely throw out the 2025 bingo cards. Pretty much everything you didn’t think could happen has happened, and life has thrown in a couple extra events for good measure. It wasn’t all that long ago that everyone knew, they just knew that…

  • A Slight Adjustment

    ” There are lies, there are damn lies, and there are statistics ” – Mark Twain “Statistics are like bikinis – what they reveal is suggestive, but what they conceal is vital.”  – author unknown Yesterday was the release of both the Canadian and the US employment reports. Now, be warned, if you don’t want…

  • Details Matter

    There have been a lot of numbers come out over the last few days, and while I see a lot of people celebrating, I think a lot of the celebrations are a bit mis placed. Let’s look at some great examples:

  • DeepSeek Causes Deep Shit

    What a way to start a week off!!! Wowsers, is it about to get interesting. After all the crap yesterday between the US and Columbia, I thought it would be pretty hard to top all of that – but that took a back seat to the overnight announcement from China. Let’s take a Deep Dive…

  • Spikes, Nails, and Sharp Objects

    This morning we all saw the release of the Canadian and US jobs reports, and WOW, were they a blowout. It has been a long time since I have seen employment reports those nice!! Almost every metric hit the marks – jobs were full time instead of part time, employment was in the private sector,…