Ryan Sims insights, thoughts, and analysis

Tag: interest-rates

  • Lucky Number 3

    The third time is the charm was the old saying we use to have back in the day. It seems these days, things seem to come in 3’s. While I was busy trying to stay safe from Hurricane Milton – a category 3, there were a lot of things going on in the finance world…

  • Haters Gonna Hate

    I am getting old. I am so old in fact, that I remember the days gone by where the USA had to really do something to piss off Canada. I mean something like enact a tariff, elect an orange man, or something of that nature. Today though, apparently all the USA has to do to…

  • Rate Wars and High Temps

    While everyone has been busy enjoying some pretty amazing fall weather, the temperature isn’t the only thing heating up. It appears that maybe, perhaps, quite possibly the bond market is taking its que from Mother Nature, and heating up itself. This may not be the time to interrupt the Tik Tokking realtors, but it appears…

  • Jumbo The Elephant

    The elephant in the room over the last couple of months has been the US Federal Reserve. Will they or won’t they? Big or small? 25 or 50? Wednesday gave us the answer, and it did cause a little bit of whiplash across stocks, bonds, and currencies. After cutting the Fed Funds rate ( overnight…

  • Inflating the Inflation Narrative

    Tuesday saw the release of Canada’s August inflation report, and what a report it was. I am sure all the Tik Tok dancers are thoroughly wiped out this morning from all of the dances they were doing yesterday. Add yesterdays videos to the videos from Monday after the mortgage announcement, and I am sure they…

  • The Unknown Unknown

    There are 2 types of things that get used to make predictions in finance: The known unknown, and the unknown unknown. A known unknown would be something like GDP, employment reports, inflation numbers etc. We all know when the inflation report will come out, but we aren’t sure what it will be. We know it…

  • Between A Rock And A Hard Place

    It is fairly common knowledge now that Canadian inflation for the month of May was reported yesterday. Of course we saw a re acceleration of inflation in the month – and not by a little bit. There seems to be a lot of mis information around yesterdays report, with a lot of people saying inflation…

  • Differential

    Differential can mean many different ( no pun intended ) things. Car guys in the group finally think I am writing something for them. While I hate to burst anyone’s bubble, this is not about diff’s on a car. Oddly enough, diff rhymes with Tiff, but I digress.. Today I want to look at how…

  • Dog Wagging the Tail, or Tail Wagging The Dog?

    This morning saw the release on the US inflation report, and it came in under expectations. US inflation edged up .2% month over month, and 3.4% YOY, both missing market expectations by.1%. Ironically, it was 1 week ago today we had the BOC announce, at about this time they were cutting rates by 25 bps.…

  • Figures Never Lie

    Well, we all know about todays rate cut. First and foremost, I will acknowledge that I got it wrong. I really thought Tiff and Co. would hold. I guess my coin flipping guesses are not that good. I always said there were reasons both for and against cutting rates, but it seems that the reasons…