Ryan Sims insights, thoughts, and analysis

Tag: investing

  • Wednesday Smashup

    What a week it is shaping up to be. Lets take a look at some things that are going on: Scotiabank has changed their slogan. We are all familiar with ” You’re richer than you think”, but now they have changed it to ” There is more to life than more”. Apparently, they couldn’t say…

  • Make it Make Sense

    Yesterday saw the release of US GDP for Q1, and it came in well below expectations. Even though GDP came in at 1.6% growth – well below the expectations for 2.6% , bonds yields surged. It may seem odd that after GDP missing expectations to the downside we see bond yields shoot up, right? I…

  • Fear and Greed

    There is really only 2 things that drive markets – any type of market, and that is fear and greed. The great Warren Buffett also has a saying about these 2 items – be fearful when others are greedy, and be greedy when others are fearful. Real estate has certainly seen its fair dose of…

  • Capital, with a Capital C

    Way back when we were in grade school the word capital came up a lot. In English class we were taught to make the first letter of a sentence a capital. In Geography we were taught the capital cities of Provinces and States. However, school certainly fell down in teaching all of us about just…

  • Math is hard, Budgeting is Harder

    Another Budget announcement has come and gone, and once again, the pesky budget has still not balanced itself. Of course, no one really expected anything close to balance, or spending restraint – after all, that wouldn’t get the votes. However, the budget also wasn’t as bad as feared by many. The big news of course,…

  • Pick Your Hard

    Years ago when I used to work non stop, a lot of people would tell me all the nice folksy sayings like ” Money ain’t everything” , ” You can’t take it with you”, and the like. I always used to reply with ” Being wealthy is hard, being poor is hard – pick your…

  • Tough Job

    Tomorrow morning at 8:30 am will be a very pivotal moment for a lot of people in finance. Tomorrow morning at 8:30 am EST we see the release of the March employment reports in both Canada and the US. The reason I say tomorrow is a biggie is that there is a lot riding on…

  • Rise Up

    The title seemed appropriate after the Easter weekend. I am talking about interest rates of course. It seems that the Canadian bond market has a spring in its step these days. After seeing rates bounce around at a lot lower level for most of Q1, it appears the bond market has found new life. After…

  • Potpourri

    Wow, what a fascinating couple of weeks!! 2. On that note, Canada just surpassed a population of 41 million. Just 9 months after passing the 40 million mark, Canada has added an additional million people to the population. At this rate, Canada’s population is growing about 1.25 million a year. Of course, job growth isn’t…

  • Risky Business

    There are few occasions in history where a government getting involved helped. There are countless examples of times where the government getting involved completely fucked things up. It seems that government of today cannot help themselves. One of the least covered stories in the mortgage world seems to be the Canadian Housing Trust, and the…