Ryan Sims insights, thoughts, and analysis

Tag: investing

  • W.T.F.

    As we learned this week, WTF may not stand for what you think it stands for. The leader of the official opposition gave us an alternative meaning to WTF. Where’s. The. Funds. I am sure this will become part of some vernacular throughout Canada for a while, but it leaves me to wonder if there…

  • Gradually, Then Suddenly.

    Ernest Hemingway had a famous quote: How did you go bankrupt? Two ways: Gradually, then suddenly. If that doesn’t describe real estate right now, then nothing will. Deep down we all knew something was wrong. You could feel it in your bones. You couldn’t exactly place your finger on it, but you just knew something wasn’t right. Of course, there are people…

  • Konnichiwa

    On Feb 02 of 1990 The Japanese Nikkei stock market hit an all time high of 35,049. Why would anyone in the mortgage world care?  Japan in the 1980’s was on fire. Stocks were on fire, real estate was on fire, and Japan was taking over the world. A lot of the top 10 businesses in the world…

  • Trust Me Bro

    What would a new year be if we didn’t receive some updated tax rules? Well, it wouldn’t feel normal. Although Canada already has some of the most complex reporting on the planet Earth, the CRA is at it again, and has decided to make life just a little more miserable for the average person.  Most of what…

  • Working Off the Bezzle

    To most of you, the term ‘ bezzle’ is a word you have probably not heard of. If you have heard of it, you may think I am referring to a part of a watch called the bezzle, but I assure you I have little interest in keeping time. Bezzle is a very interesting concept, and…

  • Potpourri

    What a better way to start off 2024 than some random fire points that truly complement my ADD? While the world celebrated the turning of the calendar, a lot has been going on. Ahoy Mate!! As I mentioned in a post a little over a week ago, pirates are back at it. 4 Houthi rebel boats attempted…

  • It Was The Best Of Times, It Was The Worst Of Times

    Charles Dickens wrote that line in the book A Tale of Two Cities. I am sure at the time, he had no intention of the saying being used to describe the Canadian economy, but here we are.  As we head into 2024, a lot of people have been reaching out and asking me what I think…