Ryan Sims insights, thoughts, and analysis

Tag: personal-finance

  • Forced To The Margin

    Phew ! What a week we saw in the markets. Weeks like this are only rivalled by a couple times in history such as the COVID 19 meltdown in 2020 meltdown, the GFR in 2008 and the tech wreck in 2001. It is something when we see global indexes plunge by double digit amounts in…

  • Do as I Say, Not as I Do

    The news cycle seems to move fast these days, and if you haven’t read the news since before dinner, you are out of date. The on again – off again tariff wars, stock markets, bond yield moves, and political climate make it so that you can assume nothing, trust no one, and certainly not take…

  • Feelings, Vibes, and Concepts

    Fewer letters can spark fear in the average Canadian’s heart than the letters C R A. Of course we all know it stands for the Canada Revenue Agency. The CRA is probably the most feared government agency of all time. As someone who has dealt for a very long time with both the CRA and…

  • Differential

    Differential can mean many different ( no pun intended ) things. Car guys in the group finally think I am writing something for them. While I hate to burst anyone’s bubble, this is not about diff’s on a car. Oddly enough, diff rhymes with Tiff, but I digress.. Today I want to look at how…

  • Saying the Quiet Part Out Loud

    Well, this week we finally heard it. In a press conference this week, the Prime Minister of Canada said the quiet part out loud!! During a press conference on housing, Justin Trudeau announced that basically if housing goes down in value, it will be a problem. I am not going to quote him here, but…

  • Math is hard, Budgeting is Harder

    Another Budget announcement has come and gone, and once again, the pesky budget has still not balanced itself. Of course, no one really expected anything close to balance, or spending restraint – after all, that wouldn’t get the votes. However, the budget also wasn’t as bad as feared by many. The big news of course,…

  • W.T.F.

    As we learned this week, WTF may not stand for what you think it stands for. The leader of the official opposition gave us an alternative meaning to WTF. Where’s. The. Funds. I am sure this will become part of some vernacular throughout Canada for a while, but it leaves me to wonder if there…

  • Here a Creep, There a Creep

    Another day with another data release. This time the US CPI is coming in a little hotter than anticipated. Calls were for CPI to increase .2% in January, but they came in +.3%. The annual rate of inflation moved to 3.1%. Inflation starting with a 3 handle is a lot bigger than inflation starting with a 2 handle.  As…