Ryan Sims insights, thoughts, and analysis

Tag: stocks

  • The Basis Of Basis

    Basis is something, that in the mortgage world is usually followed by the word point. We all know what a basis point is. 1/100 of 1 percent. If you don’t know that, then you ought to call up your brokerage, and make arrangements to surrender your mortgage license. But, basis can mean many thing to…

  • Almost Always Almost Never

    One of the great things about my life, is that I get to read a lot. I read a lot of different sites, I devour news content like almost no one else. I am always trying to read as much as I can. On Sunday night, it was a bad deal to be reading a…

  • Forced To The Margin

    Phew ! What a week we saw in the markets. Weeks like this are only rivalled by a couple times in history such as the COVID 19 meltdown in 2020 meltdown, the GFR in 2008 and the tech wreck in 2001. It is something when we see global indexes plunge by double digit amounts in…

  • Form Here to There and Back Again

    Predictions have always been a fools game, but a game none the less that I like to play. With that in mind, below are my predictions on what I think 2025 has in store. Some of these are housing related, but most are basic economic predictions – but since so much of Canada’s economy is…

  • Crash, Burn and Yield

    Last week will probably be remembered as the week in 2024 when changes bloomed. Canada saw the awkward Monday morning announcement by the government about changes to the first time home buyers program. There is still a lot to be written on the official rules that come out on Dec 15th, but it looks like…

  • Wednesday Smashup

    What a week it is shaping up to be. Lets take a look at some things that are going on: Scotiabank has changed their slogan. We are all familiar with ” You’re richer than you think”, but now they have changed it to ” There is more to life than more”. Apparently, they couldn’t say…

  • What Do You Think?

    Sometimes in life we need to change the way we think. Far too often, we as a society resolve to doing something a certain way simply because ” that is the way it’s always been done”. Back in the Victorian era, people used to cover their mirrors with a blanket while not in use, so…

  • Konnichiwa

    On Feb 02 of 1990 The Japanese Nikkei stock market hit an all time high of 35,049. Why would anyone in the mortgage world care?  Japan in the 1980’s was on fire. Stocks were on fire, real estate was on fire, and Japan was taking over the world. A lot of the top 10 businesses in the world…

  • Potpourri

    What a better way to start off 2024 than some random fire points that truly complement my ADD? While the world celebrated the turning of the calendar, a lot has been going on. Ahoy Mate!! As I mentioned in a post a little over a week ago, pirates are back at it. 4 Houthi rebel boats attempted…